Arosa, Grisons, Switzerland
Maisonette-Dachwohnung mit Top-Aussicht
CHF 2,490,000
~€2,676,683
- 4 Bedrooms3 Bathrooms187 m² Living area
- 1 min read
Mortgage certificate
We inform - you profit
If the real estate purchaser needs to take out a mortgage for the purchase, he or she will incur additional Land Registry and notary fees for the preparation of what is known as a Schuldbrief (mortgage certificate).
The mortgage certificate is a form of security for the purchaser’s bank. If the mortgage can no longer be paid at some point, the bank is entitled to foreclose on the property in question.
Amount of the mortgage certificate fee
The fees become payable because the mortgage certificate must be entered into the Land Register. The charges are based on the mortgage debt and can vary between 0.1 % and 0.3 % of this amount.
Uitikon, Zurich, Switzerland
5 Zimmer-Gartenwohnung am Waldrand von Uitikon
CHF 1,190,000
~€1,279,218
- 3 Bedrooms2 Bathrooms129 m² Living area
Thunstetten, Canton of Bern, Switzerland
Moderne Maisonette Wohnung im Dorfkern
CHF 695,000
~€747,106
- 2 Bedrooms3 Bathrooms125 m² Living area
Minusio, Ticino, Switzerland
A place of calm for the whole family (75)
CHF 1,580,000
~€1,698,457
- 3 Bedrooms2 Bathrooms100 m² Living area
Geuensee, Lucerne, Switzerland
NEU renoviert: 3.5 Zimmer Eigentumswohnung
CHF 640,000
~€687,983
- 2 Bedrooms2 Bathrooms85 m² Living area
Ascona, Ticino, Switzerland
3.5-room-apt: "MILEANNA" - Luxury in the middle of Ascona (7)
CHF 1,110,000
~€1,193,220
- 2 Bedrooms2 Bathrooms106 m² Living area
Opfikon, Zurich, Switzerland
Attractive family residence with lots of potential
CHF 3,950,000
~€4,246,143
- 3 Bathrooms350 m² Living area1,510 m² Plot area
Oetwil am See, Zurich, Switzerland
Ihr neues Zuhause: Tradition trifft Moderne
CHF 2,475,000
~€2,660,558
- 3 Bedrooms2 Bathrooms187 m² Living area2,820 m² Plot area
Samnaun, Grisons, Switzerland
Zwei Stall-Gebäude mit Ausbaupotenzial in Samnaun-Compatsch
CHF 350,000
~€376,241
- 300 m² Plot area
Who pays the mortgage certificate fee?
The costs of registering the mortgage certificate are borne solely by the purchaser of the property. And so our tip: If a schuldschein (promissory note) already exists, it can be worthwhile to take it over. Both parties should seek an open discussion on this.
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Contact
Contact your personal advisor
Engel & Völkers Switzerland
Poststrasse 26
6300 Zug | Switzerland
Tel: +41 41 500 06 06