Engel & Völkers Licence Partner Fuengirola > Blog > Let's talk off-plan! Your questions answered

Let's talk off-plan! Your questions answered

With the relaxation of travel restrictions to Spain, we are seeing a surge of interest in buying off-plan properties in Benalmádena, Fuengirola, and Torremolinos. We have put together a short FAQ for you to clarify the most common doubts regarding this topic. 


Is there a lot of new construction happening on this part of la Costa del Sol at the moment? 

Yes, especially in Benalmádena and Fuengirola!


How much do I have to pay as an initial deposit?

It depends on the developer and the property price. It can be 3,000€, 6,000 or even 10,000€ to secure your new property.


What happens with the money I already paid the developer and they have issues with completing the construction on time?

By law, the deposits paid towards the purchase of an off-plan property have to be placed in a special bank account with bank guarantees (avales bancarios) once the planning permission is granted. If there is a major delay in the work and you don't wish to wait, you will be refunded your money regardless of the financial situation of the developer.


I want to buy an already built new off-plan property. Are there any available?

Yes! Please contact us for more information.


What are the taxes related to buying an off-plan property?

- VAT: 10% of purchase price
- Stamp duty: 1.2% until 31st December 2021, then 1.5%
- Notary: between 500€ and 1,000€
- Land registry: approx. 500€


Will I get a better deal if I go directly to the developer?

No, by law the prices are the same regardless of who you approach for the purchase of the property.


What's the benefit of buying an off-plan property through Engel & Völkers?

We only work with developers who have passed our due diligence process and have all the necessary documentation, accreditation, and guarantees in place. That takes away the headache of you having to screen the developers yourself for any potential issues. 



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Engel & Völkers
Licence Partner Fuengirola

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